1967 Fender Telecaster Serial # 203724. Estate Sale $1,200 obo.
Must sell. Includes Fender Amp and guitar case.
Will accept the highest offer.
Serious buyers only contact Phone (301)741-4124 or contact through website http://www.bartley-law.com/
Bankruptcy News Article
Americans are still filing bankruptcy because of the economic crisis and in spite of the change in the Bankruptcy Law brought about by President G.W. Bush... I can help you file bankruptcy and navigate the new law.
Please Call Me, Shawn Bartley, at (301)741-4124 or email me at Shawn@Bartley-Law.com
Read the article here: http://apnews.myway.com/article/20090413/D97HRTNG2.html
Please Call Me, Shawn Bartley, at (301)741-4124 or email me at Shawn@Bartley-Law.com
Read the article here: http://apnews.myway.com/article/20090413/D97HRTNG2.html
Overcoming the Guilt of Filing Bankruptcy
Many clients face the hurdle of guilt before filing bankruptcy.
Most Americans want to pay their debt and were brought up on the fundamental principle that we are each responsible for our own actions, the money we borrow, and the decisions we make.
But sometimes circumstances and situations beyond the client's control forces them to file bankruptcy.
Many people that have filed bankruptcy have filed because of four circumstances beyond their control:
Most Americans want to pay their debt and were brought up on the fundamental principle that we are each responsible for our own actions, the money we borrow, and the decisions we make.
But sometimes circumstances and situations beyond the client's control forces them to file bankruptcy.
Many people that have filed bankruptcy have filed because of four circumstances beyond their control:
- Loss of Job
- Loss of Spouse
- Disability or Injury
- Divorce
Any of the above mentioned circumstances can change your financial situation where you can afford your normal life and pay outstanding debts. Some people try to take a second job to keep their head above water only to find that the second job still wont help their debt situation.
If you are in a situation beyond your control dont feel guilty if you are considering bankruptcy.
Bankruptcy has been around since our founding fathers ratified the Constitution of the United States (Article 1 Section 8 Clause 4). Our forefathers in all their wisdom knew that in a land of risk takers, entreprenuers, and business people that circumstances and situations arise that cause financial ruin and that in order for the early American economy to thrive people would need a fresh start if they got into financial trouble.
Many famous Americans have filed bankruptcy and have used their fresh start to accomplish great things. Click here: http://www.cnn.com/2008/LIVING/personal/11/19/mf.successful.people.survived.bankruptcy/index.html
If you are thinking of filing bankruptcy but can't overcome the guilt... Call me, Shawn Bartley, Esq. to chat about your options and if bankruptcy is right for you Phone # 301 741-4124. http://www.bartley-law.com/.
Chapter 7 Bankruptcy www.Bartley-Law.com
Chapter 7 Bankruptcy is the most favorable option for many consumer debtors if they can qualify for it!
Why is Chapter 7 the most favorable? I can think of 1 big reason:
Why is Chapter 7 the most favorable? I can think of 1 big reason:
- Chapter 7 allows for a "Fresh Start". "Fresh Start" meaning that the bankrupt debtor can be discharged from the liability to pay old unsecured debts which include credit card bills, store accounts, medical bills, small claim judgments, and service account bills.
Think of all the extra money the bankrupt debtor can free up and get their life back on track if they were not weighed down by the monthly credit card debts!
Call Shawn Bartley, Esq. at Phone # (301)741-4124 to see if you qualify for Chapter 7 bankruptcy to get your "Fresh Start"!
Eligible for Mortgage Modification? Loan Modification?
Are you considering loan modification or mortgage modification?
Banks consider several factors when determining whether or not to modify your loan. The factors include but are not limited to:
a. Is the home owner/ mortgagor in an ARM (Adjustable Rate Mortgage) interest only period or in the principle and interest period?
b. Is the home owner / mortgagor current on their home loan payments?
c. What is the ability of the home owner /mortgagor to pay the new monthly adjusted mortgage payment?
d. Does the home owner / mortgagor have a good payment history and credit rating?
e. What are the chances of the home owner /mortgagor will continue to make mortgage payments on time?
f. What is the banks current default rate on their own loan portfolio? (The bank won't let us know this.)
g. Is the home owner / mortgagor employed?
Just a few factors for you to consider if you are seeking a mortgage modification or loan modification. Need help making the decision? Call me http://www.bartley-law.com/ Phone # 301.741.4124.
Banks consider several factors when determining whether or not to modify your loan. The factors include but are not limited to:
a. Is the home owner/ mortgagor in an ARM (Adjustable Rate Mortgage) interest only period or in the principle and interest period?
b. Is the home owner / mortgagor current on their home loan payments?
c. What is the ability of the home owner /mortgagor to pay the new monthly adjusted mortgage payment?
d. Does the home owner / mortgagor have a good payment history and credit rating?
e. What are the chances of the home owner /mortgagor will continue to make mortgage payments on time?
f. What is the banks current default rate on their own loan portfolio? (The bank won't let us know this.)
g. Is the home owner / mortgagor employed?
Just a few factors for you to consider if you are seeking a mortgage modification or loan modification. Need help making the decision? Call me http://www.bartley-law.com/ Phone # 301.741.4124.
Loan Modification - Attorney Assisted
Attempting to modify your loan?
You should consult and work with an attorney when you are attempting to modify your loan. Why?
1. The documents that represent your loan are legal documents whereby you and the bank entered into several agreements or better yet Contracts! Who better to renogotiate a contract for you than an attorney?
2. Banks have lawyers working for them! Any large bank or corporate institution has consulted with an attorney or a team of lawyers to make certain that the contracts and business processes that they are engaged in are in compliance with federal law and state law. Sometimes the banks get out of compliance and they know it. How can an average citizen know if the bank is in compliance or not? A lawyer can help you!
3. Leverage. Let's face it... everyone's ears perk up when they hear an attorney is on the other end of the line... No one wants to miss out on an opportunity to resolve a problem before it escalates to a law suit.... Did the bank follow the law? Did the bank honor the contract? If we (the bank) are not in compliance how can we solve the situation? The bank will want to talk to the attorney and work it out on behalf of the client and modify the loan if possible.
Just some thoughts on why you should let Shawn Bartley and Associates, LLC (www.Bartley-Law.com) help you if you are seeking to modify the mortgage for your home. Stop worrying about foreclosure if you get behind in your payments..... Call me at (301)741-4124.
You should consult and work with an attorney when you are attempting to modify your loan. Why?
1. The documents that represent your loan are legal documents whereby you and the bank entered into several agreements or better yet Contracts! Who better to renogotiate a contract for you than an attorney?
2. Banks have lawyers working for them! Any large bank or corporate institution has consulted with an attorney or a team of lawyers to make certain that the contracts and business processes that they are engaged in are in compliance with federal law and state law. Sometimes the banks get out of compliance and they know it. How can an average citizen know if the bank is in compliance or not? A lawyer can help you!
3. Leverage. Let's face it... everyone's ears perk up when they hear an attorney is on the other end of the line... No one wants to miss out on an opportunity to resolve a problem before it escalates to a law suit.... Did the bank follow the law? Did the bank honor the contract? If we (the bank) are not in compliance how can we solve the situation? The bank will want to talk to the attorney and work it out on behalf of the client and modify the loan if possible.
Just some thoughts on why you should let Shawn Bartley and Associates, LLC (www.Bartley-Law.com) help you if you are seeking to modify the mortgage for your home. Stop worrying about foreclosure if you get behind in your payments..... Call me at (301)741-4124.
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